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We encourage you to check back frequently to see our latest news and blog posts.  We look forward to hearing from you.

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Mar 01 Protecting your business from carbon monoxide poisoning


Winter carbon-monoxide called the “silent killer “is a result of poorly working furnaces or gas- powered equipment.  Having your furnaces checked annually by a qualified professional can certify that it is working properly with adequate ventilation.
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Feb 23 Warmer weather is melting snow and ice, what can I do?


When warmer weather begins to melt snow and ice, there are several things you can do to address the situation:
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Feb 16 Preventing Ice Dams


To prevent ice dams, there are several steps you can take:
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Feb 09 Protect Your Furry Friend this Winter


We bundle up our kids, wrap scarfs around our spouses, but what about your four-legged family member?  Here are some measures to take to protect them from the cold:
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Feb 02 Before Your Buy Your Next Car


Before you buy your next car, please read the following regarding vehicles with the highest collision claim losses according to IIHS:
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Jan 26 Taking Care of Your Feather Friends


Birds require special care during cold and freezing weather to ensure their well-being.  Here are some care tips:
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Jan 19 Cut down on winter drafts


To reduce cold wind entering through windows and doors, there are several measures you can take:
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Jan 12 Experience High Winds and Icy Conditions - What to do?


Experiencing high winds and icy conditions can be challenging.  Here are some steps you can take to navigate through such conditions:
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Jan 05 Time to review your Business Continuity Plan


With the start of the new year, it is a great time to review, change, and update your Business Continuity Plan.  One area you need to integrate into your plan is a Cyber Response Plan.  Why? Because cyber can be devastating to a business and catch your business continuity team by surprise.
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Dec 29 Happy New Year!


Here’s to 2024 – 
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Dec 22 Merry Christmas!


On behalf of all of us at the Cohen-Putnam agency, we wish you and yours the happiest of holidays.
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Dec 15 The dangers of candles during the holidays


Candles can pose several dangers during the holidays if not used with caution.  Some potential risks include:
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Dec 12 Christmas Tree Safety Tips


Keep your Christmas tree from becoming a ticking time bomb by using these holiday fire safety tips:
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Dec 01 Holiday Shopping Fraud


Holiday shopping fraud refers to fraudulent activities that occur during the holiday season, targeting unsuspecting shoppers.  These scams can take various forms, such as fake websites, phishing emails, counterfeit products, or identity theft.  It is important to be vigilant and take precautions to protect yourself from falling victim to holiday shopping fraud.  Here are some tips to stay safe:
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Nov 21 Get prepared for Thanksgiving Dinner


Here are some tips from PropertyCasualty 360 to help mitigate the risk of a fire this Thanksgiving holiday:
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Nov 17 Beautiful Autumn, Lots of Leaves, Lots of Hazards


We have had a beautiful autumn filled with colorful leaves that are no longer on the tree.  With this colorful blanket on your lawn, steps, and sidewalks, you have potential risks.
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Nov 10 Veterans Day - Honoring All Who Served


Thank a Veteran for their service this weekend
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Nov 03 Time to change your clocks


Time to change your clock
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Oct 27 Trick or Treat Safety Tips


Trick or Treat Safety Tips
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Oct 20 What do I need to do to protect myself from a cyber attack?


To protect yourself from a cyber attack, there are several important steps you can take:
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Oct 13 Winterize Your Home


Winter is rapidly approaching and now is the time to prepare your home.  Here are some projects that can help you keep the cold air out and the warm air in.
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Oct 06 October is Cyber Security Awareness Month


Over the next few weeks, we will post tips and cyber protections that you can put into place for you and your family members.
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Sep 29 Never thought I needed them


Never thought I’d need them – receipts and appraisals until having to file a claim.  Here is why you should have them.
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Sep 15 Cyber risks in a smart homes


Protecting your smart home from cyber risks is crucial to ensure the security and privacy of your personal information and devices. Here are some steps you can take to enhance the security of your smart home:
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Sep 08 Garden Safety for Seniors


We love to garden and for seniors especially so.  Here are some safety tips to insure a happy gardening session.
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Sep 01 Happy Labor Day!


Happy Labor Day! Today, we raise our voices in gratitude for the men and women who built this nation with their hands, dedication, and unwavering belief in the American dream.
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Aug 25 Equipment Breakdown Not Part of a Homeowner's Policy


Equipment breakdown is typically not included in a standard homeowner’s insurance policy.  Homeowner’s insurance covers damage or loss caused by specific perils such as fire, theft, or natural disasters.  However, equipment breakdown coverage is usually offered as a separate policy or as an endorsement to a homeowner’s policy.  This coverage is designed to protect against the cost of repairing or replacing household appliances and systems that break down due to mechanical or electrical failure.  Not sure if you are covered, give us a call at the agency and we will gladly review specific coverage options.
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Aug 18 Thinking of Buying a SUV


Over half of new vehicles sales in the US are SUVs.  Nine out of every ten SUV owners plan to keep their vehicle for life, and 94% stated they feel more confident on the road while driving an SUV according to Car and Driver.
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Aug 11 Back to School Safety Tips


Kids are on their way back to school much to their dismay and it is time to review how to keep them safe.
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Aug 04 Child Safety in the Garden


Many gardening injuries involve children, particularly in the under-five age group. Safety suggestions include: 
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Jul 28 Don't overdo when gardening


Gardening can cause back pain and overuse injuries.
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Jul 21 Kill Switch


One of the best boating accident prevention aids – Cutoff Switch
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Jul 14 Lawnmower Safety


Common lawnmower injuries include open wounds and bone fractures involving the hands and feet. Eye injuries can also be caused by the mower blades flicking up debris such as sticks and stones. Safety suggestions include: 
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Jul 07 Water Safety Tips


Every 10 minutes someone dies from drowning.  One out of every five drowning victims is a child.  With the Summer here, it is a great time to review some safety tips.
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Jun 30 Safety during the fourth of July


Here are some tips to have a safe Fourth of July holiday for you, your family, and friends:
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Jun 23 Inclement Weather


People across America are experiencing severe inclement weather.  What you might not have considered is you need to have access to weather updates to properly prepare yourself and your family.
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Jun 19 Russian Hackers Signal Imminent Attacks


Russian hacker groups, KillNet, REvil and NoName057, announced they will initiate imminent attacks against US businesses. 
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Jun 09 Wildfires and Air Quality


The Canadian wildfires have threatened the quality of our air and you might wonder what you can do to mitigate the effects.  Depending on how close you are to the fire, will determine what you should do.
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Jun 02 Thinking About Starting a Vegetable Garden


With the cost of food steadily going up, some families are looking to start a vegetable garden.  But where do you start.  Here are some tips from the Old Farmer’s Almanac which can help.
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May 26 Memorial Day Grilling Tips


Are you firing up the grill this Memorial Day weekend?
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May 19 Wildfire Season


With all the flooding, heavy rains, and tornados, we now must add wildfires to the list.
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Apr 28 Protect Yourself in the Garden


Sun, ultraviolet radiation, can start to burn unprotected skin within minutes. To help protect yourself before going into the garden, these tips are helpful:  When the UV level is three or above: 
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Apr 21 Are you considering buying a classic car?


Do you remember your first car?  Do you know what the car is worth today?  Classic and collector vehicles are more popular then ever.  Not only are they holding their value, but they are growing.
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Apr 14 Workplace Violence Awareness


April is a shining a light on Workplace Violence.  Courtesy of our Agility Recovery partner, the attached link will help guide your response to a workplace violence situation.
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Apr 09 Easter Baskets and Easter Eggs


Ever wonder when Easter baskets and Easter eggs began.  You might be surprised to learn that the tradition dates back to the 13th-14th century when baskets were lined with linen and sprigs of boxwood, the Easter evergreen.  Baskets contained Easter food samples and brought to the church to be blessed on Holy Saturday.
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Mar 31 April is National Stress Awareness Month


Americans are so stressed that April has been designated as National Stress Awareness Month.
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Mar 24 Roads are getting more dangerous


As a driver you have probably experienced that driving on our roads is getting dangerous.
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Mar 17 Watch OUt for Potholes


Weather has played havoc on our roads and potholes are popping up on all major highways and side roads.  To avoid the hassle and expense of pothole damage, here are some suggestions.
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Mar 10 Daylight Savings Time


We will be losing an hour of sleep come this weekend when we move the clocks an hour for Daylight Savings.
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Mar 03 Back Up Generators


Power outages are common following storms, and the recent events have left many people without power.  Backup generators are incredibly useful, but they do come with risks.
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Feb 24 Stock Up on Food and Water


With the current inclement weather working its way across the US, it is difficult to get to the store for essentials.  When you can get to the store, we suggest you buy additional supplies of water, powder milk, bread, and commonly used items every week when you shop. Then, when a storm hits, you don’t have to worry.  You will have a stockpile of supplies on hand that fit your need.
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Feb 17 What to know about fog


With crazy temperatures going from freezing cold to warm conditions, it is not uncommon to experience fog.
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Feb 10 Ice Melts


With the dramatic changes in temperatures – snow is melting to ice.  What can you do to make your property safer?
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Feb 03 Freezing Temperatures and Your Garage


With the extremely low temperatures across the US, one area of your home that you might not have winterized is your garage.  Here are a few, quick tips to keep your garage problem-free:
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Jan 27 Winter and High Winds


This winter has been brutal.  Heavy snow, record rainfall, and high winds have caused significant damage.  However, did you know Wind and Hail Insurance Coverages are actually separate insurance policies.  These policies help pay the costs to repair or restore your home and property damaged or destroyed from a qualifying weather event.
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Jan 20 Ice Skating Safety Tips


Winter is a great time for kids and adults to take advantage of winter sports, especially ice skating.  But, just like any activity, there are some risks.  So before venturing out to the rink, take a look at some safety tips:
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Jan 13 Leading Homeowners' Claims


Ever wonder what the most common homeowners’ claims are?  According to Brittney Meredith-Miller at Property Casualty 360, these are the top seven:
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Jan 06 Cold weather fire hazards and preventions


Cold weather and keeping warm.  It can be a challenge.  Some people revert to devises which can be significant fire hazards.
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Dec 23 10 Most Common Christmas Day Claims


Wondering what the most common claims are during Christmas?  Here they are courtesy of a survey conducted by Selective Insurance:
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Dec 16 Dangerous Toys for Children


It is that time of year when you are searching for toys for holiday gifts.  As we have done every year, here is the list of most dangerous toys according to World Against Toys Causing Harm to avoid this holiday season.
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Dec 09 Holiday Hazards


We are all getting ready for the holidays and there are hazards that you should prepare to insure a “happy” holiday.
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Dec 02 Scam URLS To Watch For When Shopping


Nearly 36% of all online retail fraud reports to Better Business Bureau Scam Tracker start when the consumer is lured to a fake website, which tries to impersonate a well-known brand name retailer.
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Nov 23 Beware on Black Friday


Friday is the biggest shopping day of the year and scammers/hackers are primed to steal your information.  Here are some things to guard for:
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Nov 18 Prepare your home for freezing temperatures


With freezing weather coming our way, it is a good time to prepare your home.  Here are some tasks that will help to protect your pipes and more from freezing.
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Nov 11 Remembering on Veterans Day


Honoring all who served
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Nov 04 Autumn Maintenance Honey Do List


Lots to do before Winter kicks in and here are some maintenance tips to help start to prepare:
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Oct 28 Beware of Halloween Candy


This Halloween our children may be targeted with candy that has been tainted with fentanyl and other dangerous drugs.
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Oct 21 Worried about being underinsured


According to Steve Hallo in his recent article on Property/Casualty 360, more than half of home and auto policyholders worry about being underinsured.
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Oct 17 Breast Cancer Awareness


Every October we focus on breast cancer awareness. From runs to fairs, resources are available to bring you the latest in breast cancer treatments and advances.  Breast cancer is the most common cancer among American women.
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Oct 07 Cyber Awareness Month


Since 2004, October has been designated as Cyber Awareness Month.  Now more than ever, it is critical for businesses and individuals to protect their information. Take the time this month to implement the following:
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Sep 30 Child Safety Devises


With our children back to school, some walking and some taking the bus, we worry about our children’s safety.  Here are some emergency safety devises to get your child the help they need immediately.
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Sep 09 9/11 Remembrances


Throughout this weekend and on beyond Monday, we will all remember exactly where we were on 9/11.  We will remember the pictures, the bravery of the men and women in New York, Pennsylvania, and the Pentagon.
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Sep 02 Wonder why we celebrate Labor Day?


We are all used to a long Labor Day weekend, but do you know when Labor Day was started? 
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Aug 26 School Buses


With students back to school and taking the bus, it is good to review a couple of safety tips.
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Aug 19 School Supplies


Well, it is finally here, the children are going back to school.  Most schools give parents a list of what the student needs; but, if you are not sure what supplies they need, here are recommendations by grade courtesy of school + supplies.
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Aug 05 Are you aware of Employee Retention Credits?


Enacted in March of 2020, as part of the CARES Act, business owners can apply for a refundable tax credit designed to reward business owners for retaining employees throughout the COVID-19 pandemic.  This credit is available for both small- and mid-sized businesses.  You can get up to $26,000 per employee.
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Jul 29 Sun & Your Skin


Summer is a great time to spend outdoors especially at the beach.  Protecting your skin from skin cancer requires you to protect yourself.  Here are tips to stay safe in the sun: from sunscreen to sunglasses courtesy of the US Food & Drug Administration.
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Jul 22 Hot weather & Food


Hot weather can increase the risk of foodborne illnesses. The microbes that cause food poisoning flourish in warmer temperatures. Using a few simple food safety techniques will help you avoid food poisoning at your next outdoor gathering.
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Jul 15 Planning a barbecue this weekend?


Every year there are 5,700 grill fires, causing $37 million in damages, 100 injuries and 10 fatalities occur. July is National Grilling Month and to keep you from becoming one of these statistics, we have some tips to follow according to the U.S. Fire Administration.
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Jul 08 Keep Cool in the Heat


If your business has employees that works outdoors, Summertime brings challenges.  How do you keep your employees cool and able to work in extreme temperatures?
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Jul 01 4th of July Safety


Want to wish you and yours a very happy 4th of July.  To help keep you safe, we have these tips regarding fireworks, animals, and food.
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Jun 24 Think about getting a dog?


If you saw the Westminster Dog Show, you saw a bloodhound win Best in Show.  After watching this show, you may want to go out and adopt a dog. But did you know there are certain breeds you should avoid from an insurance standpoint.
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Jun 17 Happy Father's Day


Sunday is Father’s Day - to all the fathers we want to wish you a Happy Father’s Day.  You are always there for your children with love, guidance, and patience.  Enjoy your day.
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Jun 10 Avoid Drinking and Piloting a Boat


If you saw the news lately, you saw that a family was killed by a drunken boat driver.  We all want to have fun on the water but drinking and handling a boat are two different things.
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Jun 03 Preparing for boat season


It’s here.  Launching your boat for the season.  But, before you do so, here are some maintenance tips to get you ready.  Create your list and check the tasks off one at a time.
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May 27 Remembering on Memorial Day


To those who are serving, those who have served, and to those that paid the ultimate price, we remember them all this Memorial Day.
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May 20 Commercial Businesses Spring Cleaning


Steve Hallo from NU Property Casualty 360 in a recent article wrote about an increase in severe weather and storms for the upcoming hurricane season.
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May 13 Getting Ready for Barbecue Season


May is known as National Barbecue Month, so we thought we post some grilling safety tips, courtesy of First Alert, to get you started.
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May 06 Celebrating Mother's Day


Mother’s Day honors the mother of the family or individual, as well as motherhood, maternal bonds, and the influence of mothers in society.  It is always celebrated on the second Sunday in May and started as a women’s movement to better the lives of other Americans.
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Apr 29 National Small Business Week


From May 1-7, National Small Business Week honors those entrepreneurs in our country who have introduced a large variety of new ideas to grow our economy.
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Apr 25 What is affecting general liabiity pricing?


Have you been noticing that general liability has steadily trended upward.  To help you control your costs, know your risks.
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Apr 15 Wonder about the history of Easter Egg Hunts?


With Easter this weekend, communities are celebrating not only with church services but with Easter Egg Hunts.  Ever wonder when they began and why?
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Apr 08 Foundation Damage Prevention


Spring brings with it rain – lots of it.  One area that can be seriously affected and often forgotten is your foundation. Damage can average around $4,000 to up to $10,000 or more.
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Apr 01 Cybersecurity Dos and Don'ts for 2022


Businesses are challenged daily with cyber warfare.  To try to keep your business safe, here is a list of Dos and Don’ts which you should consider.
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Mar 21 Passwords


Trying to remember passwords for all your applications and devises can drive you crazy.  You leave them on stickies on your computer display, under the keyboard, or in your top drawer.
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Mar 11 Bad weather predicted


Looks like we are in for heavy winds and inclement weather.  Make sure that you have secured any outdoor furniture, garbage cans, and children’s toys.
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Mar 04 Eye Strain


According to the American Optometric Association, two or more hours of continuous daily use of digital screens can cause computer vision syndrome (CVS).¹ Sustained viewing of screens can increase the likelihood of CVS and related symptoms, such as eye fatigue, blurred vision, headaches, itchy and tired eyes, and neck/shoulder pain. Review these tips to help minimize eye strain.
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Feb 25 Are you prepared for a CYBER ATTACK?


With the invasion in Russia, Iran and China are posed to attack American businesses.  Is your business protected with cyber liability insurance?  Now is a good time to contact the agency and obtain a policy.  It is also a good time to test your cyber protocols and training.
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Feb 18 Heart Health


With February being American Heart Month, it’s a good time to look at heart-healthy foods and what you can do to reduce heart disease, the number one killer of Americans.
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Feb 11 Workplace Security


With security/cyber breaches a frequent occurrence, it is imperative that a small business put in place the security protocols to protect their business when employees are working remotely.
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Feb 07 Prevent Frozen Pipes


Cold weather is affecting our area and with it frozen pipes.  To help prevent frozen pipes here are some tips from the Travelers.
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Jan 28 Small Business Privacy Protection


Data breaches and cybersecurity threats can threaten the security and privacy of a small business. A cyber attack, for instance, can result in stolen personal data from customers. Some of this data might later be used for identity or credit card theft purposes.
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Jan 14 Driving in Inclement Weather


With snow, ice, and heavy rain across the United States, it’s critical you know how to drive in these conditions.
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Jan 07 Emergency Go Bag


With the inclement weather across the US, it is time to make sure you have a Go Bag in your vehicles.  Just look at the people trapped on US-95 in Virginia without blankets, water, and more.
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Dec 24 Happy Holidays 2021


All of us at the agency want to wish you and yours a Merry Christmas and Happy Holiday.  We thank all of our clients for their support and look forward to working with them in 2022.  Be safe and healthy.
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Dec 17 10 Toys to Avoid Buying This Holiday


Every year, the World Against Toys Causing Harm publishes their list of the top ten toys you should avoid buying for holiday gifts.  Take a look at the list:
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Dec 10 Gizmos That Make Perfect Gifts


Looking for a unique gift for under $60, then take a list of this list of gadgets and gizmos.
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Dec 03 Holiday Cooking


We are all doing it -  cooking like crazy from turkeys to Christmas/Hanukah cookies, we are spending lots of time in the kitchen.  However, with all the frenzied activities, we let safety slip.  Take a moment to review these tips to ensure a safe, blaze free holiday season, courtesy of NFPA:
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Nov 26 Support Local Businesses


November 27th is Small Business Saturday.  Small businesses are the heart of our communities.  Shop at a local retailer to find that unique gift or eat at a local restaurant this weekend.  According to the American Express Shop Small Impact Survey, 56 percent of small businesses surveyed said this year’s Small Business Saturday event is more critical than ever for their business. Looking ahead to the new year, 78 percent said holiday sales will impact their ability to keep their doors open in 2022.  Small Business Saturday 2021 could help to boost small-business owners who continue to face difficulties during the pandemic.
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Nov 19 Family Literacy


With the holiday fast approaching, it is a great time for the whole family to get together to enjoy some reading.  When you read to your children, you instill in them the fundamental skills for success in their later years in school and life.
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Nov 12 New Tool for Employers


As workers are struggling to make ends meet and the coronavirus pandemic drags on, companies are offering a new way to get paid – every day.
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Nov 05 Turn Your Clocks Back


This weekend ends Daylight Savings Time.  Set your clocks back an hour on Sunday at 2:00 am or as we do before retiring to bed on Saturday giving you another hour of sleep.  YEAH!
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Oct 29 Ransomware and the holidays


Holidays are the perfect time for an increase in ransomware risks. In 2020 reported losses from cybersecurity complains exceeded $4.1 billion or a 69% increase from 2019.
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Oct 22 Halloween & Fun


Looking for ways to have fun for Halloween, here are treats you can create with your families:
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Oct 15 Celebrate National Hispanic Americans


October celebrates National Hispanic American Month.  As members of our community, you bring a rich heritage and history, culture, and achievements to the United States.  Thank you for all you do.
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Oct 08 October is Anti-Bullying Month


The aim of anti-bullying month is to prevent bullying from happening.  It is designed to hold schools accountable when they fail to protect our children and to force them to take appropriate steps to respond to bullying.  Bullying can come in many forms, and victims can feel helpless or unsure of how to stop the situation. While bystander intervention is an effective way to stop bullying in real-time, understanding how it can be prevented can be even more important.
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Oct 01 Fall is Officially Here!


The autumnal equinox occurred on September 22nd.  Fall is officially here and with it comes your honey-do lists preparing your home.  Here are some home maintenance tips from the Travelers Risk Control professionals to help you prepare for the coming winter.
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Sep 17 Do Hackers Return?


According to Atlas VPM data, half of businesses worldwide have been affected by recurring attacks from the SAME hacker.  The data also revealed that 61% of companies hacked did not remediate the breaches, leaving the company and its data vulnerable to attack.  From phishing emails and cloud-based attacks to cyberattacks on remote workers and ransomware, cybercrime is up by 600 percent.
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Sep 10 Solemn Weekend


Twenty years tomorrow we will remember the almost 3,000 people who lost their lives.  We honor the first responders who never hesitated but ran to assist those in the two towers, the Pentagon, and in Pennsylvania.   Talk to your children about how we all came together with such patriotism that we haven’t seen since.  We are the greatest country in the world and “we will never forget.”
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Sep 03 September is National Preparedness Month


With forest fires and hurricanes hitting all across the US, it’s time to raise the importance of preparing for disasters and emergencies. There are plenty of resources to assist you during September to help you prepare.  Ready.gov/September features four weekly posts – Make a Plan, Build a Kit, Low-Cost, No-Cost Preparedness, and Teach Youth About Preparedness.
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Aug 27 Hiking in the Wilderness


With Fall coming, family hiking is a great activity.  However,  being aware of both your surroundings and what to watch for can make your day a happy and safe one.
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Aug 20 Seniors and Car Safety


Ever wonder as you grow older, what car you should choose for safety, one that is easy to drive,  safe, and has the technology to help avoid common mistakes that lead to accidents.  In a recent issue of Aging IQ, experts suggest tips for ensuring your safety behind the wheel.
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Aug 13 Insurance Myths To Be Aware Of


Consumers are often confused about what insurance covers and what it doesn’t.  Property Casualty 360 helps demystify some of the myths.
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Aug 06 Traveling Safely In Your RV


Hitting the road this summer in your RV, here are some tips to keep you and your family safe.  Over 43.6 million people will travel the roads, many of them in RVs.
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Jul 30 Traveling By Car This Summer


With more and more people planning road trips, you need to be even more attentive due to distracted drivers.  According to the NSC, more than 700 people daily are injured by distracted driving crashes.  The cause – talking on the cellphone or texting/programming in-vehicle systems.
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Jul 23 Dogs in Hot Weather


Dogs can’t perspire, so how do they keep cool?  They pant.  They also release heat through paw pads and nose to regulate their body temperature and keep cool.
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Jul 16 Beat the Heat


We’re in the midst of summer and seeing record temperatures.  It is important that we remind workers on the danger of working in the heat.
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Jul 13 Fear of connected cars cyber vulnerabilities grow


When you think of cyber attacks, you think of breaches of credit cards, banking accounts, and businesses.  But did you think about a cyber attack on your car?  That’s right – a cyber attack.
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Jul 02 Firework Safety


What would the 4th of July be without fireworks.  Can’t imagine.  But they are deadly.  In 2020, eighteen people in the US died after episodes involving fireworks according to the Consumer Product Safety Commission, and that doesn’t include those who were seriously injured.
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Jun 25 June Weddings


June is the most popular month to get married, simply because of the mild weather.  There is a saying that “for those who marry in June, you’re a bride all your life.”  Here some facts about June weddings:
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Jun 18 Father's Day -- June 20th


“When my father didn’t have my hand, he had my back”Linda Poindexter
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Jun 11 Graduations - A Time to Celebrate


June is graduation month and parents are faced with how to keep their teens safe.  Here are some tips from the Partnership to End Addition that might help:
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Jun 07 2021 Hurricane Season


Hurricane Season – 2021 is shaping up to see 13 to 20 named storms, 6 to 10 to become hurricanes for the East Coast and 2 to 5 tropical cyclones predicted for the Central Pacific hurricane region.  With tropical storms comes lots of rain and that means flooding.  Make sure your to-go-bag is ready and you know your evacuation routes.  Don’t drive through standing water.  And last, contact our agency for a flood quote.  Just two inches of water can cause significant damage.
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May 28 Memorial Day 2021


Honoring all who served. Take a moment this holiday weekend to remember all who served and all who paid the ultimate price to protect our country. 
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May 21 Support Your local restaurant - eat out


It has been a hard year and many restaurants have closed during the pandemic.  According to the National Restaurant Association revenue is down by $240 billion. Over 110,000 restaurants are temporarily or permanently closed.
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May 14 Small Business Month


Small businesses represent over 99% of the 28.7 million firms.  The vast majority have fewer than 20 employees and nearly 40% of all enterprises representing under $100k in revenue, according to JP Morgan Chase.  So it is fitting that the month of May celebrates the small business owners.
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May 07 Happy Mother's Day


A mother is your first friend, your best friend, your forever friend.
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May 03 Pandemic is changing Employee Benefits


According to Tim Allen, Harvard Business Review, companies are recognizing that employee benefits can be life-changing for their workforce, especially those centered around care, flexibility, and mental health.  Many employers in order to better support their employees and their business are planning to revise their benefit strategies.
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Apr 23 Alarming Surge in Ransomware Attacks


Ransomware attacks have surged about 200% in the past two years according to Insurance Thought Leadership.  Severity is up too, with the average demand exploding from roughly $10,00 to $100,000.  Armed with increasingly inexpensive tools, hackers are expanding where and what they target.  There are even developers who sell or lease ransomware, offering Ransomware-as-a-Service (Raas).
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Apr 16 Spring and Floods


With the weather changing and heavy rains upon, flooding is a certainty.  Here are the ten top facts every consumer should know about the National Flood Insurance Program (NFIP)
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Apr 02 Happy Easter


On behalf of our agency we wish you a blessed and safe Easter Holiday.
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Mar 19 Spring Cleaning - Spring Begins


With the start of Spring, it is now time to focus on getting our homes ready for the season.  Here’s a quick list of tasks recommended to launch Spring properly.
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Mar 12 Daylight Savings Time


Daylight Savings is this Sunday – don’t forget to set you clock forward.  Looks like you you lose an hour of sleep.  Some people have trouble adjusting to the one hour change.  It is recommended that you keep your schedule and get seven to eight hours of sound sleep and go to bed a little early the night before.  If your sleep cycle is out of whack, driving can be a bad idea.  One study showed that fatal traffic accidents increase the Monday after both time changes.
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Mar 05 Protect Your Phone Data


With all the data that is on your phone, there are quite a few tech makers who do not protect your privacy.  So what do you do?  Here are some tips from Firefox:
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Feb 26 Why The Surge in Car Thefts?


A puzzling invitation to auto theft is increasingly sitting in the unoccupied car’s cup holder—the key fob. After many years of car theft declines arising from improved technology, we are now seeing a surge in this unfortunate crime. This spree, worsened perhaps by the pandemic, can be attributed to largely one factor: human carelessness. No hot wire is needed!
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Feb 19 Saturday is National Love Your Pet Day


This weekend is the perfect time to thank your pets for their companionship especially during these times when you are stuck at home with restricted activities.  They are there with undying love and ready to put a smile on your face.
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Feb 12 Happy Valentine's Day


If you are planning on giving a keepsake at Valentine’s Day, we want to remind you to obtain insurance coverage for it.  You can add the item to your homeowners’, or depending on the value, obtain a jewelry policy.
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Feb 05 Least Reliable Cars for 2021


It’s that time of year when Consumer Reports’ publishes their various reports on the auto industry.  Here is a list of the ten most unreliable vehicles with the greatest risk of problems:
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Jan 29 Dangers of Space Heaters


It is always nice to be snuggly and warm during the winter nights, but many of us use space heaters to keep us warm.  They can be dangerous and the biggest threat is fire. Fire is caused by the overloading of circuits and power failures. Last year, there were 55,000 fires, 450 deaths, and more than 1,500 injuries due to space heaters.
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Jan 22 Prevent Skin Irritation


With all the hand hygiene everyone has been doing during the COVID pandemic, many of us are experiencing skin irritations.
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Jan 15 Start the Year Off With a Business Continuity Plan Review


With so many situations affecting our businesses this past year, such as COVID-19, lock downs, and remote employees,  it is important to review annually your procedures to restore critical business functions in the event of an unplanned disaster.  These disasters could include natural disasters, security breaches, service outages, and other potential threats.
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Dec 18 Holiday Candles and Fire


We love them.  Holiday Candles smell so good and project a warm glow to our home.  But, they can be deadly.
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Dec 11 Keep Your Pets Safe During the Holidays


With so much going on this season regarding decorations and lights, your furry babies are thrilled.  However, to safeguard your pets, see the following:K
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Dec 04 Cyber Security Events


With ransomware and phishing attacks on the rise, companies must continuously focus on cyber risks to protect assets and customers.
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Nov 25 Be Safe on Thanksgiving


With Thanksgiving just days away, we want to pass along some turkey safety tips:
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Nov 20 Avoid Fines by Training Workers


Not training your workers regarding COVID-19 can result in fines and lawsuits.  Sixteen states have passed emergency temporary standards requiring employers to train their workers on COVID-19 workplace safety protocols.  Every state enforces things differently, so it is important you know what your state requires.
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Nov 13 Ten Most Deadly Vehicles


According to the National Safety Council, an estimated 38,880 people lost their lives and more than 4 million required medical attention.
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Oct 30 Daylight Savings Time


It is finally here – you get an extra hour of sleep.  So don’t forget to set your clocks back an hour. 
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Oct 16 Winter is Coming - Prepare Your Car


With winter months almost upon us, now is a good time to make sure your car is ready.  Here is quick checklist for winter driving.
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Oct 16 Build a Kit


With the catastrophic storms, evacuating your home quickly is almost becoming normal.  If you haven’t already done so, you should have an emergency go bag with basic items you need.