This winter has been brutal. Heavy snow, record rainfall, and high winds have caused significant damage. However, did you know Wind and Hail Insurance Coverages are actually separate insurance policies. These policies help pay the costs to repair or restore your home and property damaged or destroyed from a qualifying weather event.
Is wind and hail covered by your homeowners? Your insurance carrier might exclude wind and hail coverage from your homeowner’s policy. In this case, a separate policy is a good idea. Depending on where you live and who your mortgage company is, they may require you to purchase wind and hail insurance to cover the cost of catastrophic damage from tornados or tropical storms.
Not sure if this coverage is right for you? Give us a call to discuss.